Friday, August 07, 2015

One Hungry Thief

First up--just a reminder that my cover reveal is Monday. If you haven't signed up to participate, the sign-up sheet is at the bottom of this post.

Last week I got a strange call on my phone. I did what I always do when I don’t recognize a number. I Googled it to see who the number belonged to. Doesn't everyone do that?




Anyway, I immediately found that my bank’s fraud department was connected to that number. It’s a number that calls to warn you that your card has been compromised. 






I logged into my account and, sure enough, there were eight $500 charges all in a row. But here’s the funny part… Every single charge was connected to a fast food restaurant. 




Each one was charged twice. 


So what’s up with that? How did someone run a fake card through multiple fast food restaurants twice, with each amount totaling $500? I don’t get it! Was it some sort of electronic transaction that those restaurants aren’t even aware happened? 

Or are we dealing with someone who bought a LOT of Big Macs? Wait a minute...


I think I know the culprit!




It's the last day to sign up for my Piper Morgan cover reveal, which starts Monday. If you want to join in, sign up below!

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48 comments:

  1. Hamburglar - of course!
    That is the weirdest use of card theft I have ever seen. I take it you weren't out that money and it was fixed? Did they catch the person?

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    1. It takes ten days...so I'm still waiting. That's why I use my credit card for everything rather than my debit. The woman at the bank said she always tells people never to use debit. It total more than $5,000...it would have more than wiped out most people's bank accounts and it takes ten days to reverse the charges.

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  2. That must have been awkward, hope you got the money back. Greetings!

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    1. Annoying is more the word for it!

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  3. I'm looking forward to see your new cover.
    Oh man, that's quite the hungry thief. You sound so casual about the whole thing. I would be going through the roof. Hope you can get to the bottom of this. Strange indeed. $4000. is a lot of hamburgers.

    hugs.
    JB

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    1. Fortunately, the bank's fraud dept. takes it from here. There's no way to know where it was stolen. The only place I used it that has had an incident lately was Shutterfly--the company that handles transactions for all of the major photo developers (CVS, Snapfish, Shutterfly, etc.) had a breach a couple of weeks before this...but credit card #s are stolen and resold for months...so it could have happened a wide variety of places, unfortunately!

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  4. O_O I hope the bank stopped those transactions!

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    1. They blocked the card but only after they'd already gone through. I had to dispute the charges and it takes about ten days--so don't use your debit card! $5,000 would wipe most checking accounts out and ten days without money is no bueno. Luckily we use credit cards for everything and pay it off every two weeks.

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  5. Strange stuff happens. I got an "urgent" text on my cell phone this morning that woke me up and would let me go back to sleep because it kept dinging the urgent signal every five minutes. I finally got up and checked and it wasn't a number I recognized or local. How do you check to see whose number it is? I usually only get "urgent" weather reports, this is the first like this. I'm thinking anyone with an "urgent" message would call instead of text.

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    1. I just enter the phone # into Google and it usually will tell. If you have an iPhone, you can block that number but if it's spammy, they probably use different #s anyway.

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  6. sounds like computer hacking of some sort as i'd surely not know how $500 would ring up multiple times at a FF place! glad your card co. is on it!

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    1. That's what I'm thinking...someone said McDonald's doesn't even sell gift cards for over $50...and transactions over a certain amount require manager approval. It has to be something that involved hacking.

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  7. That is such a strange thing. It really is kind of funny even though hacks and identity thefts are always horrible and such a pain to straighten out.

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    1. It's taking FOREVER for it to come off our card...but I have to say, aside from having to get a new card and change my # everywhere, it hasn't been too bad. The bank handles most of it.

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  8. That is crazy! The last time my number was stolen, the first charge was for Dominos pizza! I don't think it was $500 though!

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    1. Charges usually make sense when a card was stolen. That's what's weird about this!

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  9. That is weird, why the heck would anyone want that much fast food? And to have it come out even. Were they buying gift cards? Mine got stolen once and they put $4000 of google adwords on it.

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    1. Wow! That was one determined marketer!

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  10. Makes you wonder if someone working at the restaurant wasn't in on the fraud. Hope things got resolved.

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    1. We thought that...although it was multiple fast food restaurants, so maybe it was a whole ring of fast-food workers.

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  11. Omg, I hope you got this fixed!!!
    I've heard people are selling card numbers on Reddit again. Pisses me off Reddit doesn't do anything about this.

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    1. Sounds like a good reason to refuse to support Reddit!

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  12. Interesting with your card because my son on his bank card had 4 charges for Domino's pizza one time but it was only for $8 and change and then it was cleared and there were no other charges that looked wrong. (I'm still on his account since we set it up when he was a minor so I can see his transactions; makes it nice if he borrows money for something just to put it directly into his account).

    I too do Google a number when it comes in, LOL :)

    betty

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    1. When I called the next day, she said a bunch of charges had been denied after I canceled it. Those were regular charges...they'd even tried to charge $12 and some change at a McDonald's...just further showing that the thief REALLY liked fast food!

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  13. That could be a nightmare. Hope they get it all straightened out quickly! And yes, everyone Googles phone numbers!

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  14. that's INSANE....I didn't know it was possible to spend so much at McDonalds! Unless you are the Hamburglar haha

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  15. Cute, The Hamburglar

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  16. I never answer weird numbers, but I do Google ones I think may be legit.

    How crazy about your credit card. Luckily the charges are so crazy it should be easy for your credit card company to fix the charges. I mean $4000 in one day on fast food. Really? Totally bizarre. At least you have a lead for them- though the Hamburglar is know to be pretty tricky. :)

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  17. My card was compromised a few years back and they bought 50 cellphones! Everything was fixed and I changed my card account numbers. I was hopeful that he Fraud department would give me more information, but they said they don't release the details on an open case. However, they were amazingly quick to fix it for me.

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  18. I love that banks are so on the ball with these sort of things, way better than they were even five years ago.
    I hope it all gets cleared up!

    Have a wonderful weekend and watch out for the Hamburgler!

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  19. I'm glad you've got the right people on this. They will have your money back in no time. I just hate thieves. A lot.

    Have a fabulous day and weekend. ☺

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  20. You have to watch that Hamburgler!

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  21. Good thing your bank alerts you. Our card was compromised with hundreds of dollars of Victoria's Secret purchases. Now I'm picturing a lingerie thief running barefoot through the drive-in.

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  22. such excitement around the cover reveal!

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  23. I am so glad that the fraud was picked up. And amazed that anyone can spend that much in a fast food place.

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  24. Ouch! That sucks big time. I wonder which kid with lots of zits on his face who lives in his mom's basement, it is. I had my card tampered with once-they were using it in B.C. and |I clearly was not there so it got rectified. Scary when this happens

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  25. Yikes, what a nightmare. And yeah, I Google numbers that I don't recognize if they call me repeatedly (as some have started to do).

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  26. It seems nothing is safe these days. I hope everything worked out okay.

    I usually check numbers that I don't recognize. What bugs me is how do they get our cell numbers. Land line I understand. It is annoying.

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  27. Wow! What a crazy situation and hope you were able to get it taken care of quickly. Thank goodness you were alerted! Hugs...Ro

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  28. I had a similar incident but only one and it was less than two bucks. And it was made in Mexico

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  29. I only use a debit card Steph.. that's scary but I don't have a credit card. I've been thinking of using cash everywhere... it would help me keep track of my money better. I hope your money is returned soon xox

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  30. That's horrible! My card got stolen when I lived in NYC, and like you, someone put a bunch of restaurant charges on it. But since no one uses credit cards here (Egypt), I've been safe. I must say you're handling it awfully well. I guess maybe your bank will just reverse the charges. Good luck on your cover reveal. I'll stop by and cheer!

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  31. You would have thought your credit card company would have spotted this type of transaction? $500 for burgers?! Gee wizz!

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  32. OMG. Don't you hate that? Thank goodness your bank was on top of the situation.
    A few years ago, my daughter had Lowe's charges showing up on hers from several different states.

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  33. I'm glad you saw the funny side of your fraud attack! It sounds like the bank was quick on the draw.

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  34. Aw, Stephanie, I have a review and an interview tomorrow or I would sign up to do your cover reveal. :( Whatever else you need do NOT hesitate to ask.

    Thank goodness this situation was fixed. But I love what came out of it. Hamburglar. *snort*

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  35. Aw, Stephanie, I have a review and an interview tomorrow or I would sign up to do your cover reveal. :( Whatever else you need do NOT hesitate to ask.

    Thank goodness this situation was fixed. But I love what came out of it. Hamburglar. *snort*

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